These Terms & Conditions govern your access to and use of the Ormonde Benefits Administration LLC website and any services we make available through it. Please read them carefully.
By accessing or using the website operated by Ormonde Benefits Administration LLC (“OBA,” “we,” “us,” or “our”) at ormondebenefits.com and any subdomain (collectively, the “Site”), you (“you” or “User”) agree to be bound by these Terms & Conditions (the “Terms”) and our Privacy Notice. If you do not agree to these Terms, you may not access or use the Site.
Ormonde Benefits Administration LLC is a Texas-licensed Third-Party Administrator (License No. 3392865) headquartered at 4100 Alpha Road, Suite 500, Dallas, Texas 75244. OBA serves as the exclusive administrator of the Paydcash™ healthcare benefit program, which is distributed by Paydhealth, LLC. Investment services are provided to plan sponsor clients of the Paydcash™ program by Ormonde Investment Management, LLC, an SEC-Registered Investment Adviser and an affiliate of OBA. OIM does not provide investment services to the program itself or to individual plan participants.
The Site is provided for informational purposes and to support eligible plan sponsors, brokers, consultants, regulators, partners, and members in connection with the Paydcash™ program. You may use the Site only for lawful purposes and in accordance with these Terms.
Through the Site, OBA may make available information about the Paydcash™ program, contact options, regulatory disclosures, and administrative materials. Where applicable, OBA may also provide secure portals, forms, and documents through the Site or through linked or branded services operated on our behalf. Availability of any particular service is subject to your eligibility, your plan’s terms, and applicable law.
OBA is a Third-Party Administrator. OBA is not an insurer, a health plan, a healthcare provider, or a pharmacy. Coverage, eligibility, and benefit determinations are governed exclusively by the terms of the underlying health plan and applicable law. Nothing on the Site constitutes an offer, promise, or guarantee of coverage, benefits, or payment.
Information on the Site is provided for general informational purposes only. It is not medical advice, legal advice, tax advice, accounting advice, or investment advice, and should not be relied upon as such. Always seek the advice of a qualified professional for questions specific to your situation. Use of the Site does not create a physician-patient, attorney-client, or advisor-client relationship.
You agree that any information you provide to OBA is true, accurate, current, and complete, and that you will promptly update such information as needed. You are responsible for safeguarding any credentials you receive in connection with the Site or any related service and for all activity that occurs under your account. You must notify OBA promptly of any unauthorized access or suspected security incident.
OBA handles certain information as a Business Associate of covered health plans, subject to the Health Insurance Portability and Accountability Act of 1996, as amended (“HIPAA”). Our collection, use, and protection of information is described in our Privacy Notice, which is incorporated into these Terms by reference.
By using the Site, you consent to receive communications from us electronically (including by email, text messaging, and on-Site messaging) and agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing. You further agree that electronic signatures, including typed names submitted through Site forms, have the same legal effect as handwritten signatures to the fullest extent permitted by applicable law (including the U.S. ESIGN Act and the Texas Uniform Electronic Transactions Act).
The Site, including all text, graphics, logos, images, software, and other content (the “Content”), is owned by or licensed to Ormonde Benefits Administration LLC and is protected by U.S. and international copyright, trademark, and other intellectual-property laws. The ORMONDE wordmark and Celtic-knot device, the Paydcash™ wordmark and card design, and other related marks are trademarks of their respective owners. You may view, download, and print Content from the Site solely for your personal, non-commercial, internal-business purposes related to the Paydcash™ program. You may not copy, modify, distribute, sell, lease, reverse-engineer, frame, or create derivative works of any Content without our prior written consent or as expressly permitted under applicable law.
The Site may contain links to, or be integrated with, third-party websites, services, or applications, including OpenStreetMap, Google Maps, Apple Maps, and external partner sites. OBA does not control and is not responsible for the content, policies, or practices of any third-party site or service. Inclusion of a link does not imply endorsement.
You agree not to:
The Site and all Content are provided on an “AS IS” and “AS AVAILABLE” basis, without warranties of any kind, either express or implied. To the fullest extent permitted by law, Ormonde Benefits Administration LLC disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components, or that any information on the Site is complete, accurate, or current.
To the fullest extent permitted by law, in no event will Ormonde Benefits Administration LLC, its affiliates, members, managers, directors, officers, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages (including, without limitation, lost profits, lost data, business interruption, or loss of goodwill) arising out of or relating to your access to or use of, or your inability to access or use, the Site or any Content, whether based in contract, tort, statute, or any other legal theory, and even if we have been advised of the possibility of such damages.
To the extent any liability cannot be excluded under applicable law, OBA’s aggregate liability arising out of or relating to these Terms or your use of the Site shall not exceed One Hundred U.S. Dollars (US $100). Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the limitations above may not apply to you.
You agree to defend, indemnify, and hold harmless Ormonde Benefits Administration LLC and its affiliates and their respective members, managers, directors, officers, employees, agents, and licensors from and against any and all claims, liabilities, losses, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your use of the Site or any Content; (b) your violation of these Terms; (c) your violation of any law or the rights of any third party; or (d) any content or information you submit, post, or transmit through the Site.
These Terms and any dispute arising out of or relating to them or the Site shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict-of-laws principles. Subject to Section 17, the state and federal courts located in Dallas County, Texas shall have exclusive jurisdiction and venue over any judicial proceedings, and you consent to the personal jurisdiction of those courts.
Informal resolution. Before initiating any formal dispute, you agree to first contact OBA at legal@ormondebenefits.com and attempt in good faith to resolve the dispute informally for at least sixty (60) days.
Binding arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Site that is not resolved informally shall, at the election of either party, be resolved by binding arbitration administered by the American Arbitration Association in Dallas County, Texas, in accordance with its applicable commercial rules then in effect. Judgment on any arbitration award may be entered in any court of competent jurisdiction.
No class actions. You and OBA agree that any dispute resolution proceedings shall be conducted only on an individual basis and not in a class, consolidated, or representative action.
Nothing in this Section 17 shall prevent either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to protect its intellectual-property or confidentiality rights.
We may suspend or terminate your access to the Site at any time, with or without notice, for any reason, including for any violation of these Terms. Sections that by their nature should survive termination (including Sections 10, 13, 14, 15, 16, 17, and 19–21) shall survive.
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The failure of OBA to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
We may revise these Terms from time to time by posting an updated version on this page. The revised Terms shall be effective when posted. Your continued use of the Site after the effective date constitutes your acceptance of the revised Terms.
Questions about these Terms may be directed to:
Attention: Legal Department
4100 Alpha Road, Suite 500
Dallas, TX 75244
Email: legal@ormondebenefits.com
Phone: +1 833-689-6001